About The Job
Advanced Analytics & Portfolio Manager Arohan Financial Services Limited
JOB DETAILS :
Position title : Advanced Analytics & Portfolio Manager (AAPM)
Department : Risk
Reports to : Portfolio & Credit Risk
HeadLocation : Kolkata (Head Office)
Band/Grade : Senior Manager
REPORTING DIMENSIONS : Supervisors
Reports directly to : Portfolio & Credit Risk
HeadReports indirectly to : Chief Risk Officer (CRO)
Number of Staff Supervised : Direct
Reportee : Nil
Indirect Reportee : Nil
Total : Nil
JOB SUMMARY :- Credit Risk Modelling, Analytics & Reporting- Implementation of Analytics driven credit decision engine for faster credit decision using Predictivescoring models, Artificial Intelligence and Machine Learning techniques- Monitor, maintain and improve scorecards across products/portfolios including continuous validation and recalibration of the model as per defined frequency or before basis sectoral evolution- Maintaining Audit Trails of Score cards model evolutions/changes, along with exhaustive set of change description, test strategy & test cases- Interpretation of Credit Scores from credit rule perspective and suggest mechanism to use Credit Scores as an input to risk based pricing supported by solid data driven analytics- Forecasting of Roll Rates and Bucket Position for all buckets based on historical roll rates across product lines- Regulatory modelling, ECL, Scorecard development and comparison & interpretation of ECL results and Acquisition scores- Provide analytical solutions through statistical modelling, reporting and data analysis for the businesses & publish crisp effective reports & recommendations.
Stakeholder Management :- Ongoing liaising with IT and Credit to ensure all required changes are built in, tested and implemented suitably following internal timelines.- Work closely with Risk, Central Operations -Product & Business department to support business growth and drive new initiatives including knowledge & success transfers.- Independently manage vendors/partners and ensure prompt & timely delivery of results for the organization
Capability Development :- Develop capabilities in Predictive Analytics in a retail/micro retail credit segment perspective and apply those in Arohan Risk to help the Arohan risk dept. be future fit.- Develop capabilities in Artificial Intelligence, Machine Learning, Deep Learning techniques to understand customer behavior at one hand & to fast-track & improvise credit decisioning on the other- Develop Knowledge of Advanced Statistical Tool & Technique and train the risk team in that for efficient delivery in other risk areas
KEY RESPONSIBILITES :- Particulars Time Allocation (%)- Modelling Analytics solutions
Reporting & Forecasting : 40% – Risk Monitoring Review & Engagement : 40%- Risk Process development & Initiatives : 20%QUALIFICATION & EXPERIENCE :Qualification :Post Graduates with Graduation in
An MBA would be preferable but not necessary- Additional certification in data science will be a plus- Years of Experience 10 – 15 years experience in Analytics/Data Science- Domain Experience Exposures in line with the JD. Exposure in Financial services/banking preferred.
Technical Acumen :- Knowledge of Advanced Excel Statistical tools such as R, Python/SAS; BI tools such as Tableau & Query language such as SQL is must- Knowledge of XML, XSD schema and API will be a plus- We are looking for Result Oriented, Self-Driven & Delivery Oriented team member capable of taking ownership, holding fort & lead senior management level discussion with appropriate communication skills & timely deliveries (ref:iimjobs.com)
Desired Skills and Experience
Data Analytics, Analytics, Risk Analytics, Machine Learning, Statistical Modeling, Statistics, SQL, Tableau, Data Science, Consulting – BFSI
Job Location : Kolkata (West Bengal)
About Company
Arohan Financial Services Limited
Financial Services 5,001-10,000 employees
Established in 2006 in Kolkata, Arohan Financial Services Limited, a part of The Aavishkaar Group, is eastern India’s largest NBFC MFI. As of September 30, 2020, the organisation is operational in 17 states serving 2.21 million end-clients. The organisation has a bank loan rating of A- (stable outlook), MFI grading of MF1 from CARE Ratings, a Social Performance rating of SP1, COCA Dimensions of C1, all of which are top-notch grading. Arohan is Great Place to Work-Certified™, is among the Top 100 Best Workplaces in India 2020, and ranks among the Top 25 in the BFSI space and among the Best Workplaces in Microfinance India 2020, as per assessment conducted by the Great Place to Work Institute. Driven by its mission to empower underserved households and small businesses through a range of financial services, in a manner sustainable for all stakeholders, Arohan plans to impact 20 million lives by the year 2025.
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How To Apply
Interested candidates can apply through Linkedin from the below link.